Achieving financial freedom requires effective money management. The 50/30/20 budgeting rule is a simple yet powerful tool that allocates 50% of income towards necessary expenses, 30% towards discretionary spending (aka fun money), and 20% towards saving and debt repayment. By adopting this rule, you can take control of your financial life and make significant progress…
Buy Now, Pay Later (BNPL) was marketed as a way to make spending managable. It provided a way to split payments, manage big purchases, and avoid credit card interest. But somewhere along the way, it has changed from being a financial tool and became a debt trap. The scariest part? People aren’t just using BNPL…
Disclaimer: The information provided in this post is for educational and informational purposes only and should not be considered financial advice. I am not a financial advisor, and nothing in this article constitutes professional investment, tax, or legal advice. Before making any investment decisions, please consult with a qualified financial professional who can assess your…
Disclaimer: The information provided in this post is for educational and informational purposes only and should not be considered financial advice. I am not a financial advisor, and nothing in this article constitutes professional investment, tax, or legal advice. Before making any investment decisions, please consult with a qualified financial professional who can assess your…