Buy Now, Pay Later (BNPL) was marketed as a way to make spending managable. It provided a way to split payments, manage big purchases, and avoid credit card interest. But somewhere along the way, it has changed from being a financial tool and became a debt trap. The scariest part? People aren’t just using BNPL…
Food delivery apps, such as Just Eat, meal kits like HelloFresh, and grocery delivery services created a convenience culture in modern society. They were marketed as alternatives to save us time, stress, and energy. No meal planning, no long queues, and no heavy lifting of shopping bags. Sounds pretty great, right? The reality? Meals that…